US Patent:
20220327544, Oct 13, 2022
Inventors:
- Mountain View CA, US
Runhua ZHAO - San Jose CA, US
Damayanti SENGUPTA - Seattle WA, US
Nicholas John STANG - Minneapolis MN, US
Zeyu LI - Los Angeles CA, US
International Classification:
G06Q 20/40
G06N 3/04
G06N 20/00
Abstract:
Certain aspects of the present disclosure provide techniques for detecting fraudulent transactions in a transaction processing system. An example method generally includes receiving a request to process a transaction. An input data set including a vector representing the transaction and a plurality of vectors representing historical transactions is generated. The input data set is divided into a plurality of ragged tensors corresponding to non-overlapping time segments of variable length and having a plurality of vectors associated with dates within each time segment A reduced input data set is generated by generating, for each respective ragged tensor of the plurality of ragged tensors, a respective representative vector using max pooling over vectors in the ragged tensor. A fraudulent transaction score is generated based on the reduced input data set using a fraud detection model. The transaction is processed based, at least in part, on the fraudulent transaction score.