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Sean Kirch Phones & Addresses

  • Stamford, CT
  • 86 Skytop Dr, Mahwah, NJ 07430 (201) 934-1226
  • Blue Bell, PA

Publications

Us Patents

Dynamic Credit Line Management For Payment Accounts

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US Patent:
20160358250, Dec 8, 2016
Filed:
Jun 3, 2015
Appl. No.:
14/729600
Inventors:
- Purchase NY, US
Sean Kirch - Mahwah NJ, US
International Classification:
G06Q 40/02
H04L 29/08
Abstract:
A method includes establishing a credit account, setting a credit limit for the credit account, generating a payments profile for the holder of the credit account, and adjusting the credit limit based on the payments profile.

Multi-Account Payment Card

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US Patent:
20150356551, Dec 10, 2015
Filed:
Sep 17, 2014
Appl. No.:
14/489026
Inventors:
- Purchase NY, US
Sean Kirch - Mahwah NJ, US
International Classification:
G06Q 20/34
G06Q 20/38
G06Q 20/20
Abstract:
A method includes reading a card number from a payment device at a point of sale (POS) terminal. The method further includes transmitting a message from the POS terminal to a remote host computer, where the message includes the card number. Still further, the method includes receiving wallet data at the POS terminal from the host computer. The wallet data indicates a plurality of payment accounts associated with the card number. In addition, the method includes displaying the wallet data at the POS terminal and receiving a selection indication from a user at the POS terminal, where the selection indication is for selecting one of the payment accounts.

Methods And Systems For Verifying Individuals Prior To Benefits Distribution

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US Patent:
20150310440, Oct 29, 2015
Filed:
Apr 29, 2014
Appl. No.:
14/264136
Inventors:
- Purchase NY, US
Sean Kirch - Mahwah NJ, US
Jennifer Dogin - Mamaroneck NY, US
Assignee:
MASTERCARD INTERNATIONAL INCORPORATED - Purchase NY
International Classification:
G06Q 20/40
Abstract:
Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date.
Sean W Kirch from Stamford, CT, age ~36 Get Report