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Mark Douglas Zanzot

from Huntersville, NC
Age ~55
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Also known as:
Mark D Zanzot, Mark Carlisle Kimberly Zanzot, Mark K Zanzot, Mark D Zanot, Mark T
Phone and address:
9703 Northdowns Ln, Huntersville, NC 28078
(704) 896-9792
Related to:
Burnell H Bemiss, 53Kimberly A Zanzot, 57Edward A Carlisle, 92Peggy L Carlisle, 92Jennifer L Zanzot, 61Scott Carlisle, 61Cheryl K Zanzot, 86
Connected to:
Anthony J Zaorski, 41Robert C Zaorski, 72Yael Zaoui, 45Amine Zaouia, 32Abdullatif K Zaouk, 53Sandra V Zaouk, 52Lisa B Zaoutis, 65Abbey S Zap, 81Erica J Zap, 69Rose M Zap, 70

Mark Zanzot Phones & Addresses

  • 9703 Northdowns Ln, Huntersville, NC 28078 (704) 896-9792
  • Cornelius, NC
  • 2245 Lake Crest Ct, Martinez, CA 94553
  • 152 Lorenzo Dr, Pleasant Hill, CA 94523 (925) 671-9141
  • Concord, CA
  • Moraga, CA
  • Prescott, AZ

Work

Company: Bank of america Jan 2012 Address: Charlotte, North Carolina Area Position: Trade finance transformation executive

Education

Degree: Graduate School / High School: University of Washington 2005 to 2007 Specialities: Pacific Coast Banking School

Skills

Business Management • Payments • Strategic Planning • Integration • ACH • Process Improvement • Process Engineering • Business Analysis • Business Process Improvement • Payment Systems • Management • Vendor Management • Project Management • Financial Services • Leadership • Six Sigma

Industries

Financial Services

Resumes

Resumes

Mark Zanzot Photo 1

Trade Finance Transformation Executive At Bank Of America

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Position:
Trade Finance Transformation Executive at Bank of America
Location:
Charlotte, North Carolina Area
Industry:
Financial Services
Work:
Bank of America - Charlotte, North Carolina Area since Jan 2012
Trade Finance Transformation Executive
Bank of America May 2011 - Apr 2012
National ACH Executive
Bank of America Aug 2007 - May 2011
Payment Integration Executive
Bank of America May 2003 - Aug 2007
Business Executive Operation
Bank of America Aug 2000 - May 2003
VP & Team Manager
Education:
University of Washington 2005 - 2007
Graduate, Pacific Coast Banking School
Skills:
Business Management
Payments
Strategic Planning
Integration
ACH
Process Improvement
Process Engineering
Business Analysis
Business Process Improvement
Payment Systems
Management
Vendor Management
Project Management
Financial Services
Leadership
Six Sigma

Publications

Us Patents

Authorizing Financial Transactions

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US Patent:
8430308, Apr 30, 2013
Filed:
Sep 19, 2011
Appl. No.:
13/235861
Inventors:
Mark D. Zanzot - Huntersville NC, US
Tony England - Tega Cay SC, US
Christopher R. Griggs - Fort Mill SC, US
Assignee:
Bank of America Corporation - Charlotte NC
International Classification:
G06K 5/00
US Classification:
235380
Abstract:
A system for authorizing a financial transaction includes a processor operable to execute an application on a wireless communications device, communicate wirelessly with a data stripe through a security enabled wireless communications protocol, receive a request to authorize a financial transaction involving a financial account associated with account data, access authorization criteria for determining whether to authorize the financial transaction, apply the authorization criteria to the financial transaction, generate an authorization code based on the application of the authorization criteria to the financial transaction, and communicate the authorization code.

Multilevel Authentication

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US Patent:
8433288, Apr 30, 2013
Filed:
Sep 13, 2011
Appl. No.:
13/231119
Inventors:
David T. Frew - Fort Mill SC, US
Mark D. Zanzot - Huntersville NC, US
Tony England - Tega Cay SC, US
Lisa Gibson - Newnan GA, US
Assignee:
Bank of America Corporation - Charlotte NC
International Classification:
H04M 1/66
US Classification:
455411, 455410, 4554141, 455418, 4555561
Abstract:
In an exemplary embodiment, a system includes a memory operable to store a user account identifier associated with a user account and store a mobile device identifier associated with a mobile device. The memory is also operable to store a first user credential and store a second user credential, the second user credential, wherein the second user credential comprises a peripheral device identifier. The system includes a network interface operable to receive a request to authenticate a requesting user. The system also includes a processor operable to determine information included in the request to facilitate authentication of the requesting user and whether the information included in the request matches the information associated with the user account. The processor is further operable to authenticate the requesting user if the request is associated with the user account and information included in the request matches the information associated with the user account.

Systems, Methods And Computer Program Products For Managing Payment Processes In A Comprehensive Payment Hub System

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US Patent:
8606705, Dec 10, 2013
Filed:
Apr 30, 2009
Appl. No.:
12/433267
Inventors:
Mark D. Zanzot - Huntersville NC, US
Garrett C. Briggs - Seattle WA, US
Eric Dryer - Charlotte NC, US
Anthony B. Calderone - Matthews NC, US
Philip Tobin - Huntersville NC, US
David Todd Frew - Fort Mill SC, US
Kerry Cantley - Fort Mill SC, US
Assignee:
Bank of America Corporation - Charlotte NC
International Classification:
G06Q 40/00
US Classification:
705 40
Abstract:
Systems, methods, and computer program products are provided for managing the processing of a financial payment and, more specifically managing the processing of a financial payment in a comprehensive payment hub environment that provides for payment processing, including payment route determination, irrespective of the payment input channel. In accordance with embodiments herein disclosed, managing the processing of the payment includes automatically determining the payment processes and automatically determining the arrangement of the payment processes. As such, the methods, systems, and computer program products herein described provide for an efficient and cost-effective approach to processing payments.

Systems, Methods And Computer Program Products For Standardization Of Payment Requests To Facilitate Comprehensive Payment Hub Processing

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US Patent:
8606706, Dec 10, 2013
Filed:
Apr 30, 2009
Appl. No.:
12/433272
Inventors:
Mark D. Zanzot - Huntersville NC, US
Garrett C. Briggs - Seattle WA, US
Eric Dryer - Charlotte NC, US
Anthony B. Calderone - Matthews NC, US
Philip Tobin - Huntersville NC, US
David Todd Frew - Fort Mill SC, US
Kerry Cantley - Fort Mill SC, US
Assignee:
Bank of America Corporation - Charlotte NC
International Classification:
G06Q 40/00
US Classification:
705 40
Abstract:
Systems, methods, and computer program products are provided for conducting comprehensive payment processing of all payment requests regardless of the payment request channel. Payment requests are transformed from the initial format to a standardized format, which allows for the occurrence of further comprehensive payment processing, referred to herein as payment hub processing. Once the payment request has undergone necessary payment hub processing, the request undergoes further transformation/conversion from the standardized format to a target clearing format. In one embodiment of the invention, the processing hub provides for determining the clearing or remittance channel based on payment routing rules, which may take into account cost, time, risk and any other payment factors.

Authorizing Financial Transactions

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US Patent:
8616444, Dec 31, 2013
Filed:
Sep 19, 2011
Appl. No.:
13/235811
Inventors:
Mark D. Zanzot - Huntersville NC, US
Tony England - Tega Cay SC, US
Christopher R. Griggs - Fort Mill SC, US
Assignee:
Bank of America Corporation - Charlotte NC
International Classification:
G06K 5/00
US Classification:
235380, 235375, 235449, 455557, 455558
Abstract:
A system for authorizing a financial transaction includes a processor operable to execute an application on a wireless communications device that is communicatively coupled to a data stripe through a wired connection, receive a request to authorize a financial transaction involving a financial account associated with account data, access authorization criteria for determining whether to authorize the financial transaction, apply the authorization criteria to the financial transaction, generate an authorization code based on the application of the authorization criteria to the financial transaction, and communicate the authorization code.

System And Method To Manage Supply Chain Settlement, Risk And Liquidity

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US Patent:
20050075941, Apr 7, 2005
Filed:
Dec 23, 2003
Appl. No.:
10/707593
Inventors:
William Jetter - Piedmont CA, US
Paul Johnson - Torrance CA, US
Cheryl Sill - Tiburon CA, US
Mark Zanzot - Martinez CA, US
Michael Collis - Walnut Creek CA, US
Sanjay Mody - Walnut Creek CA, US
David Corral - Martinez CA, US
James Keesey - Chino Hills CA, US
International Classification:
G06F017/60
US Classification:
705026000
Abstract:
A system to manage a supply chain may include a purchase order management module operable on a processor to electronically receive purchase order information from a buyer and to store and track information associated with each purchase order. The system may also include an invoice and trade document management module to electronically store, aggregate and manage invoices and trade documents related to each purchase order and information required for presentment and reconciliation of each purchase order.

Postal Mail Deposit Agency

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US Patent:
20090319424, Dec 24, 2009
Filed:
Nov 5, 2008
Appl. No.:
12/264978
Inventors:
Matthew A. Calman - Charlotte NC, US
Doug Dejong - Huntersville NC, US
Todd Inskeep - Charlotte NC, US
Garrett C. Briggs - Seattle WA, US
Marie LaQuerre - Matthews NC, US
Kevin Benton - Mathews NC, US
Mark Zanzot - Huntersville NC, US
Robert L. Kee - Charlotte NC, US
David T. Frew - Fort Mill SC, US
Assignee:
Bank of America - Charlotte NC
International Classification:
G06Q 40/00
US Classification:
705 42, 705 35, 705 45
Abstract:
Apparatus and methods for electronically depositing a check in a bank account. In some embodiments, the apparatus and methods may involve a check identification module configured to analyze content of an electronically imaged postal mail item; and a customer control module configured to receive from a customer an instruction to deposit the check in the bank account.

Systems, Methods And Computer Program Products For Improving Foreign Currency Exchange In A Comprehensive Payment Hub System

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US Patent:
20100211495, Aug 19, 2010
Filed:
May 1, 2009
Appl. No.:
12/434374
Inventors:
Mark D. Zanzot - Huntersville NC, US
Garrett C. Briggs - Seattle WA, US
Eric Dryer - Charlotte NC, US
Anthony B. Calderone - Matthews NC, US
Philip Tobin - Huntersville NC, US
David Todd Frew - Fort Mill SC, US
Kerry Cantley - Fort Mill SC, US
Assignee:
BANK OF AMERICA CORPORATION - Charlotte NC
International Classification:
G06Q 20/00
G06Q 40/00
US Classification:
705 37, 705 40, 705 39
Abstract:
Systems, methods, and computer program products are provided for improving foreign currency exchange processing of financial payment requests and, more specifically improving the bid/ask spread in foreign currency exchange so as to increase the profitability realized by the financial institution processing the payment. In accordance with embodiments herein disclosed, international financial payment requests are pooled together based on currency type and payment time requirements to provide for better exchange rates.
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Mark Douglas Zanzot from Huntersville, NC, age ~55 Get Report