Julio N Osorno

Miami, FL

Banking

City National Bank Jul 2014 - Jun 2016
Business Banker
Ocean Bank Jul 2014 - Jun 2016
Assistant Vice President Commercial Lending
Bank of America Jan 2012 - Jan 2014
Small Business Banker
Citi Nov 2010 - Jan 2012
Business Banker

Microsoft Office
Management
Microsoft Excel
Microsoft Word
Research
Powerpoint
Sales
Leadership
Training
Photoshop
English
Pre Screening
Commercial Real Estate
Small Business Lending
Business Development
Lines of Credit
Home Equity Lines of Credit
Real Estate
Commercial Lending
Banking
Credit
Customer Service
Credit Analysis
Retail Banking
Loans
Commercial Banking
Portfolio Management
Credit Risk
Small Business Development
Small Business
Business Analysis
Financial Analysis
Consumer Lending
Mortgage Lending
Cash Flow
Cash Flow Analysis
Negotiation
Loan Closings
Closing Abilities
Relationship Building
Team Leadership
Underwriting
Coaching and Mentoring
Technical Leadership
Loan Officers

Miami, FL

Miami, FL

Assistant Vice President - Small Business Banking at Bank of America

Miami/Fort Lauderdale Area

Banking

Bank of America - Miami/Fort Lauderdale Area since Jan 2012
Small Business Relationship Manager
Citibank Nov 2010 - Jan 2012
Business Banker
Wachovia Bank Jul 2009 - Nov 2010
Financial Specialist
Regions Bank Jul 2005 - May 2009
Financial Service Representative

Miami Dade College 2001 - 2004
Hialeah Senior High School 1997 - 2001
High School Diploma Florida International University