Inventors:
Jennifer Victoria Davies - Kirkland WA, US
Laura Ann Johnson - Seattle WA, US
Kathleen Marie Methven - Snoqualmie WA, US
Kaley Donnelly - Mukilteo WA, US
Noah Nathaniel Miles - Bellevue WA, US
Debora Ann Wilhelm - Lynnwood WA, US
Brandon H. Knowles - Redmond WA, US
Alissa C. Moeller - Redmond WA, US
John Joseph Higley - Snohomish WA, US
Douglas Steven Carey - Kirkland WA, US
Wendell Tobiason - Snohomish WA, US
Charlene E. Hallstaff - Montrose CO, US
James FerneKeith Besso - Olympia WA, US
Michael Edward Madden - Seattle WA, US
Bradley James Moore - Monroe WA, US
Joelle Juleann Pozniak - North Bend WA, US
Jerald A. Walle - Tacoma WA, US
Assignee:
Symetra Life Insurance Company - Bellevue WA
International Classification:
G06Q 40/00
Abstract:
A method and system for online processing of life insurance applications includes receiving information that identifies an individual to be insured and describes the insurability of the individual. A certification may be received via an electronic data communications link confirming whether an illustration of a life insurance policy was delivered to the policy applicant. Furthermore, information may be received via an electronic data communications link from a third party confirming the identity of the individual to be insured. When a commitment to purchase the policy is received, a personalized temporary insurance certificate may be issued to the applicant, preferably accompanied by a temporary insurance agreement specifying the terms of temporary life insurance coverage extended to the individual. An authorization may also be received via an electronic data communications link authorizing immediate collection of medical history information from one or more third parties concerning the individual to be insured.
