Gopinath N Rajagopal from Suwanee, GA, age 46

Electronic Receipt-Linking Database System

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US Patent:

20200126162, Apr 23, 2020

Filed:

Dec 18, 2019

Appl. No.:

16/718531

Inventors:

- Winston-Salem NC, US
Matthew Spriggs - Cary NC, US
Gopinath Rajagopal - Cary NC, US
Patricia Kinney - Cary NC, US
Seneca Meyer - Garner NC, US
Nixa Espinola - Raleigh NC, US

International Classification:

G06Q 40/00
G06Q 10/10
G06Q 30/00
H04W 88/02
H04L 12/58
G06F 21/64

Abstract:

An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.

Network-Based Device Authentication System

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US Patent:

20190158295, May 23, 2019

Filed:

Jan 17, 2019

Appl. No.:

16/250498

Inventors:

- Winston-Salem NC, US
Sumit Deshpande - Rolesville NC, US
Matthew Whitley - Cary NC, US
Gopinath Rajagopal - Cary NC, US
Michael Anthony Dascola - Raleigh NC, US
Satya Acharya - Raleigh NC, US
Angela Taylor - Raleigh NC, US

Assignee:

Branch Banking and Trust Company - Winston-Salem NC

International Classification:

H04L 9/32
H04L 29/06

Abstract:

An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.

Network-Based Device Authentication System

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US Patent:

20160352524, Dec 1, 2016

Filed:

Jun 1, 2016

Appl. No.:

15/170339

Inventors:

- Winston-Salem NC, US
Sumit Deshpande - Rolesville NC, US
Matthew Whitley - Cary NC, US
Gopinath Rajagopal - Cary NC, US
Michael Anthony Dascola - Raleigh NC, US
Satya Acharya - Raleigh NC, US
Angela Taylor - Raleigh NC, US

Assignee:

Branch Banking and Trust Company - Winston-Salem NC

International Classification:

H04L 9/32
H04L 29/06

Abstract:

An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.

Electronic Receipt-Linking Database System

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US Patent:

20160328803, Nov 10, 2016

Filed:

May 6, 2016

Appl. No.:

15/148448

Inventors:

- Winston-Salem NC, US
Matthew Spriggs - Cary NC, US
Gopinath Rajagopal - Cary NC, US
Patricia Kinney - Cary NC, US
Seneca Meyer - Garner NC, US
Nixa Espinola - Raleigh NC, US

Assignee:

Branch Banking and Trust Company - Winston-Salem NC

International Classification:

G06Q 40/00
G06F 21/62
G06Q 30/00
G06Q 10/10
H04L 12/58
H04W 88/02

Abstract:

An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.