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Gabriel Ruben Schiminovich

from Portland, OR
Age ~61

Gabriel Schiminovich Phones & Addresses

  • 5306 SW Hewett Blvd, Portland, OR 97221
  • Oregon City, OR
  • 10 Oriole Ln, Lake Oswego, OR 97035
  • 4 Saint Helens Cir, Lake Oswego, OR 97035
  • Teaneck, NJ
  • 4129 SE Long St, Portland, OR 97202

Business Records

Name / Title
Company / Classification
Phones & Addresses
Gabriel Ruben Schiminovich
Vice President
M FINANCIAL HOLDINGS INCORPORATED
M Financial Plz, Portland, OR 97209

Publications

Us Patents

Life Insurance Products Under A Single Approved Form

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US Patent:
20080319900, Dec 25, 2008
Filed:
Mar 31, 2008
Appl. No.:
12/078448
Inventors:
Gabriel R. Schiminovich - Portland OR, US
International Classification:
G06Q 40/00
US Classification:
705 40
Abstract:
A system and method for generating life insurance products under a single approved form. In one aspect, a system and method are provided for determining a premium schedule by selecting a death benefit; targeting a projected balance of an account associated with the product; designating at least one premium band; generating, in response to a deferral determination for at least one premium-based charge for at least one premium band, factors for allocating charges associated with the product; and calculating the premium schedule. In another aspect, a system and method are provided for determining a death benefit, and in another aspect, a system and method are provided for determining a projected balance of an account associated with a life insurance product.

Life Insurance Products Under A Single Approved Form

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US Patent:
20100094665, Apr 15, 2010
Filed:
Sep 2, 2009
Appl. No.:
12/585087
Inventors:
Gabriel R. Schiminovich - Portland OR, US
Assignee:
M Financial Group - Portland OR
International Classification:
G06Q 40/00
US Classification:
705 4, 705 35
Abstract:
A system and method for generating life insurance products under a single approved form. In one aspect, a system and method are provided for determining a premium schedule by selecting a death benefit; targeting a projected balance of an account associated with the product; designating at least one premium band; generating, in response to a deferral determination for at least one premium-based charge for at least one premium band, factors for allocating charges associated with the product; and calculating the premium schedule. In another aspect, a system and method are provided for determining a death benefit, and in another aspect, a system and method are provided for determining a projected balance of an account associated with a life insurance product.

Life Insurance Products Under A Single Approved Form

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US Patent:
20120072245, Mar 22, 2012
Filed:
Sep 1, 2011
Appl. No.:
13/223973
Inventors:
Gabriel R. Schiminovich - Portland OR, US
Assignee:
M Financial Group - Portland OR
International Classification:
G06Q 40/08
US Classification:
705 4
Abstract:
A system and method for generating life insurance products under a single approved form. In one aspect, a system and method are provided for determining a premium schedule by selecting a death benefit; targeting a projected balance of an account associated with the product; designating at least one premium band; generating, in response to a deferral determination for at least one premium-based charge for at least one premium band, factors for allocating charges associated with the product; and calculating the premium schedule. In another aspect, a system and method are provided for determining a death benefit, and in another aspect, a system and method are provided for determining a projected balance of an account associated with a life insurance product.

Life Insurance Products Under A Single Approved Form

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US Patent:
20120303393, Nov 29, 2012
Filed:
Jun 1, 2012
Appl. No.:
13/486993
Inventors:
Gabriel R. Schiminovich - Portland OR, US
Assignee:
M Financial Group - Portland OR
International Classification:
G06Q 40/08
US Classification:
705 4
Abstract:
A system and method for generating life insurance products under a single approved form. In one aspect, a system and method are provided for determining a premium schedule by selecting a death benefit; targeting a projected balance of an account associated with the product; designating at least one premium band; generating, in response to a deferral determination for at least one premium-based charge for at least one premium band, factors for allocating charges associated with the product; and calculating the premium schedule. In another aspect, a system and method are provided for determining a death benefit, and in another aspect, a system and method are provided for determining a projected balance of an account associated with a life insurance product.

Life Insurance Products Under A Single Approved Form

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US Patent:
20130231964, Sep 5, 2013
Filed:
Mar 21, 2013
Appl. No.:
13/848528
Inventors:
Gabriel R. Schiminovich - Portland OR, US
Assignee:
M Financial Group - Portland OR
International Classification:
G06Q 40/08
US Classification:
705 4
Abstract:
A system and method for generating life insurance products under a single approved form. In one aspect, a system and method are provided for determining a premium schedule by selecting a death benefit; targeting a projected balance of an account associated with the product; designating at least one premium band; generating, in response to a deferral determination for at least one premium-based charge for at least one premium band, factors for allocating charges associated with the product; and calculating the premium schedule. In another aspect, a system and method are provided for determining a death benefit, and in another aspect, a system and method are provided for determining a projected balance of an account associated with a life insurance product.

Life Insurance Products Under A Single Approved Form

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US Patent:
20020173995, Nov 21, 2002
Filed:
Mar 13, 2002
Appl. No.:
10/096100
Inventors:
Gabriel Schiminovich - Lake Oswego OR, US
International Classification:
G06F017/60
US Classification:
705/004000
Abstract:
A system and method for generating life insurance products under a single approved form. In one aspect, a system and method are provided for determining a premium schedule by selecting a death benefit; targeting a projected balance of an account associated with the product; designating at least one premium band; generating, in response to a deferral determination for at least one premium-based charge for at least one premium band, factors for allocating charges associated with the product; and calculating the premium schedule. In another aspect, a system and method are provided for determining a death benefit, and in another aspect, a system and method are provided for determining a projected balance of an account associated with a life insurance product.
Gabriel Ruben Schiminovich from Portland, OR, age ~61 Get Report