Darren B Remington

6484149, Nov 19, 2002

Oct 10, 1997

08/948453

Pierre J. Jammes - Bellevue WA
D. Chase Franklin - Seattle WA
Darren B. Remington - Issaquah WA

Microsoft Corporation - Redmond WA

G06F 1760

705 26

A system and method for designing and operating an electronic store (1) permit a merchant to organize and advertise descriptions of product inventory over the Internet, (2) permit Web page information to be extracted on-demand from a product inventory database, and (3) permit Web pages to be automatically customized to fit shopping behaviors of individual consumers. A graphical store design user interface of a Web browser displays a hierarchical representation of products and, product groups of an electronic store. A user manipulates icons of the Web browser store design user interface to cause a Web server to modify relationships between products and product groups stored in a product information database. A store designer creates HTML template files, embeds database and customize references within the template files, and assigns template files to groups or products of the electronic store. The Web server receives requests to access Web pages from consumers using standard Web browsers.

6839687, Jan 4, 2005

Dec 13, 1999

09/460256

Warren T. Dent - Redmond WA, US
Judy Kaethler - Redmond WA, US
Darren B. Remington - Issaquah WA, US
Bassam Saliba - Kirkland WA, US

Microsoft Corporation - Redmond WA

G06F 1760

705 40, 705 33, 705 42, 705 70, 902 24, 708106

A consumer-based bill management and payment system is configured to receive, analyze, manage and pay electronic billing statements received from the biller over the Internet. The system includes a notification manager that detects when the electronic bill arrives and notifies the consumer. The bill is stored in memory with other unpaid electronic bills. According to another aspect of the invention, the system has a cashflow analyzer that enables the consumer to coordinate the unpaid electronic bills according to different payment schedules for a bill payment cycle (e. g. , a month). The goal of the manipulation is to permit the consumer to analyze how the different payment schedules affect the consumer's cashflow with an aim toward minimizing overdraft during the bill payment cycle. The cashflow analyzer can automatically compute an optimized payment schedule that minimizes overdraft of the consumer's account, while maximizing the balance to generate the most interest. When the consumer desires to pay a particular bill, the bill is presented to the consumer through a graphical user interface (UI).

6968319, Nov 22, 2005

Dec 10, 1999

09/459219

Darren B. Remington - Issaquah WA, US
Warren T. Dent - Redmond WA, US

Microsoft Corporation - Redmond WA

G06F017/60

705 40, 705 34, 705 39, 705 42

A bill presentment and payment remittance system is configured for use over an electronic network, such as the Internet. The bill presentment and payment remittance system allows the biller to create a bill and payment remittance information in a format specified by the biller. The biller submits the bill and associated payment remittance information by electronically transmitting it over the Internet to the consumer. The consumer authenticates that the bill did indeed come from the indicated biller. The bill is presented in a user interface which provides a line-by-line itemization of the bill, along with a predefined dispute reasons which the consumer can check to challenge particular items on the bill. The bill can then be automatically or manually adjusted to reflect any disputed amounts. Payment of the bill is preferably in the form of a “direct debit check” that is formed by the consumer software using the billing and remittance information provided in the bill to automatically name the biller as the payee.

7076453, Jul 11, 2006

Jun 4, 2002

10/166233

Pierre J. Jammes - Bellevue WA, US
D. Chase Franklin - Seattle WA, US
Darren B. Remington - Issaquah WA, US

Microsoft Corporation - Redmond WA

G06Q 30/00
G06F 17/30

705 26, 705 27

Systems and methods for designing and operating an electronic store are described. Various embodiments (1) permit a merchant to organize and advertise descriptions of product inventory over the Internet, (2) permit Web page information to be extracted on-demand from a product inventory database, and (3) permit Web pages to be automatically customized to shopping behaviors of individual consumers. In some embodiments, a graphical store design user interface of a Web browser displays a hierarchical representation of products and product groups on an electronic store. A user manipulates icons of the Web browser store design user interface to cause a Web server to modify relationships between products and product groups stored in a product information database. A store designer creates HTML template files, embeds database and customized references within the template files, and assigns template files to groups or products of the electronic store.

7299201, Nov 20, 2007

Apr 12, 2006

11/279550

Pierre J. Jammes - Bellevue WA, US
D. Chase Franklin - Seattle WA, US
Darren B. Remington - Issaquah WA, US

Microsoft Corporation - Redmond WA

G06Q 30/00
G06F 3/00

705 26, 705 27, 715748

Systems and methods for designing and operating an electronic store are described. Various embodiments describe receiving a request for an electronic store web a e from a web browser. In response to the request, a database query is performed, and product information describing a hierarchical relationship between groups of products is extracted from the database. The extracted product information is related to a first group of products whose previous selection by a user initiated the database query. A web page which includes information describing the relationship between the first group of products and the extracted product information is sent to the requesting web browser, and is configured to enable the web browser to generate a user interface displaying icons arranged to visually represent the relationship.

7475039, Jan 6, 2009

Oct 29, 2004

10/977327

Darren B. Remington - Issaquah WA, US
Warren T. Dent - Camano Island WA, US

Microsoft Corporation - Redmond WA

G06Q 40/00

705 40

A bill presentment and payment remittance system is configured for use over an electronic network, such as the Internet. The bill presentment and payment remittance system allows the biller to create a bill and payment remittance information in a format specified by the biller. The biller submits the bill and associated payment remittance information by electronically transmitting it over the Internet to the consumer. The consumer authenticates that the bill did indeed come from the indicated biller. The bill is presented in a user interface which provides a line-by-line itemization of the bill, along with a predefined dispute reasons which the consumer can check to challenge particular items on the bill.

7478066, Jan 13, 2009

Nov 5, 2004

10/981875

Darren B. Remington - Issaquah WA, US
Warren T. Dent - Camano Island WA, US

Microsoft Corporation - Redmond WA

G06Q 40/00

705 40

A bill presentment and payment remittance system is configured for use over an electronic network, such as the Internet. The bill presentment and payment remittance system allows the biller to create a bill and payment remittance information in a format specified by the biller. The biller submits the bill and associated payment remittance information by electronically transmitting it over the Internet to the consumer. The consumer authenticates that the bill did indeed come from the indicated biller. The bill is presented in a user interface which provides a line-by-line itemization of the bill, along with a predefined dispute reasons which the consumer can check to challenge particular items on the bill. The bill can then be automatically or manually adjusted to reflect any disputed amounts. Payment of the bill is preferably in the form of a “direct debit check” that is formed by the consumer software using the billing and remittance information provided in the bill to automatically name the biller as the payee.

7516101, Apr 7, 2009

Nov 5, 2004

10/981883

Darren B. Remington - Issaquah WA, US
Warren T. Dent - Camano Island WA, US

Microsoft Corporation - Redmond WA

G06Q 99/00

705 40

A bill presentment and payment remittance system is configured for use over an electronic network, such as the Internet. The bill presentment and payment remittance system allows the biller to create a bill and payment remittance information in a format specified by the biller. The biller submits the bill and associated payment remittance information by electronically transmitting it over the Internet to the consumer. The consumer authenticates that the bill did indeed come from the indicated biller. The bill is presented in a user interface which provides a line-by-line itemization of the bill, along with a predefined dispute reasons which the consumer can check to challenge particular items on the bill.