David A. DILL - Newtown PA, US Cheryl DILL - Newtown PA, US Stephanie C. DILL - New York NY, US Andrea P. TERRIL - Hastings-on-Hudson NY, US
International Classification:
G06F 19/00
Abstract:
The present application provides a method for determining and managing a subject's risk profile. The risk profile may include the presence or absence of nocturia. The present application further provides methods of using such a risk profile, such methods for underwriting or managing the cost of life insurances or health insurances, methods for calculating risk associated with the risk profile in an insurance candidate/insured subject, and methods for improving lifespan of the insured based on the risk profile.