US Patent:
20130275237, Oct 17, 2013
Inventors:
Arjun Ramaratnam - Fremont CA, US
Kenneth Hansen - San Francisco CA, US
Murad Dar - Centerton AR, US
Puneet Srivastava - San Bruno CA, US
Richard Brett Gerry - San Francisco CA, US
Anna Smalley - Alameda CA, US
Jon Baron - Union City CA, US
Justin Singer - Walnut Creek CA, US
Assignee:
Wal-Mart Stores, Inc. - Bentonville AR
International Classification:
G06Q 20/20
Abstract:
Disclosed are systems and methods for managing transactions in which an order is specified online and payment is received at a point of sale (POS). Methods are disclosed for managing payment for such transactions at a POS, including transactions involving payment for both in-store purchases and online orders. Methods are also disclosed for managing inventory and price changes for such transactions where payment can occur at any time in a pay period following order creation. Also disclosed are methods for processing refunds for online orders for which payment was made at a POS. Finally, methods for preventing fraud and abuse as well as restricting the availability of this payment method for certain items are disclosed.